Personal finance
in a chat
Expenses, budgets, savings, bill reminders — all in FCFA, on WhatsApp and Telegram.
Everything in one chat
From your daily taxi to end-of-month analysis — everything happens in a conversation.
Expense Tracking
Log single, bulk, or receipt-scanned expenses. Duplicate detection. Easy to correct or delete.
Budget Management
Global or per-category budgets. Weekly/monthly. Automatic alerts at 80% and 95% thresholds.
Recurring Expenses
Daily/weekly/monthly frequency. Auto-logged when due. Track paid vs unpaid per cycle.
Bill Reminders
Configurable N-days-before alerts. Multi-channel delivery: Telegram, WhatsApp.
Savings Goals
Set targets with deadlines. Deposit towards goals. Pace tracking: ahead, on track, or behind.
Spending Insights
Month-over-month analysis. Forecast. Anomaly detection. Budget verdict: on track or at risk.
Income Tracking
Log by source: salary, freelance, sale, commission. Balance overview and savings rate.
Currency Conversion
EUR/XOF at the fixed CFA peg. Live rates for 150+ currencies. Updated automatically.
Conversations, not forms
Just talk naturally. Fira understands the amount, infers the category, and sends back a confirmation card.
Instant expense logging
Say what you spent — Fira infers category, checks duplicates, and returns a confirmation card with budget status.
Smart budget alerts
When an expense pushes past 80% or 95% of your budget, Fira sends you an alert. One alert per threshold — no spam.
Monthly insights & forecast
"How much did I spend?" triggers month-over-month analysis, top categories, end-of-month forecast, and a budget verdict.
Cards that feel alive
Fira adapts the tone and color of every response based on your budget health.
Milestones
Budget streaks at 3, 7, 10, 30 days. Celebration variant.
First in Category
New category? Prompt to set a budget.
Duplicate Detection
Same category + ±10% within 5 min. Comparison card.
Savings Pace
Ahead / on track / behind deadline.
Your categories, your payment methods
Categories and payment methods that fit your daily life. You can also create your own.
9 Built-in Categories
+ Create your own categories: maquis, tontine, commerce...